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Helping the family since 1798 with Friendship, Love and Truth - Enquiries - guoofs@aol.com - Tel 0161 872 3356  

IAS Adult - Now Open To New Membership - Join Us Now! 
The account that pays you money when you're too ill to work. 

 
The Individual Account System is available for all GUOOFS members and provides a simple way to have sickness benefits, paid to you should you fall ill and be unable to work for long periods of time - for very little money! 
 
The IAS provides a simple way to ensure you and your family have some spare cash if your earnings are hit due to accident, injury or ill health. The IAS plan also includes death benefits and a lump sum paid to you when you reach the age of 65. 
 
Each account is based upon a number of paid-for shares, and is available for people aged 16 and above provided all your contributions have been a fully paid up to date. 
Here's how it works... 
 
 
 
 
You can for example, take out 6 shares. And you pay for them every four weeks to your Lodge Secretary. 
 
The longer you pay into the account, the more money it builds up for you. Any allocation made depends on the performance of individual lodges investments. 
 
Contributions increase per share the older you become. 
 
For example 
 
a member holding 6 shares: 
If you are aged under 30 you pay just £0.41 every four weeks When you reach the age of 50 years you pay £0.57 every four weeks 
 
In return: 
Up to the first 26 weeks you were unable to work you would receive £3 per week. For the next 26 weeks you were unable to work, you would receive £1.50 per week. For the next 26 weeks you were unable to work, you would receive £0.75 per week. 
 
Cash paid out on death: 
 
Provided you have been fully paid-up member of the Order for at least six months, your family will receive a death benefit pay out - to help your loved ones cope with the financial difficulties that could follow. 
Individual Account Credit: 
 
Credit interest is calculated on your account and added every year, so by the time the final payout is made to you on your 65th birthday, a considerable lump sum could be waiting for you - for you to spend as you like. 
 
Free Legal Aid Scheme as an extra benefit: 
 
If you have had an accident or injury that has caused you considerable discomfort or even forced you out of work, the IAS account gives you the valuable benefit of a Legal Aid Scheme - free of charge. This can help you pursue a claim for damages and can help relieve the financial burden of an expensive injury claim. 
Contact us about this product 
 
When becoming a policy holder, we will assign you to a branch allowing you the opportunity to apply for membership of the branch to attend meetings locally if you so wish and take a more active part in the running of the branch and, ultimately, the Society and perhaps attend our Annual Moveable Conference as a delegate at no cost to yourself and enjoy the fraternal side of the Oddfellows. 
 
In addition to the financial side of the IAS System, many of our lodges hold regular meetings which you could attend and make new friends. As a member, you can take part in the decisions of that lodge. Many lodges hold functions each year for Adults and Juveniles , as a group, which are heavily subsidised. 
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